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The USB shield driver is a software that allows the computer to recognize the USB shield. It is on the CD provided by the bank and can also be downloaded from the bank website. The personal control is a plug-in that the bank website needs to install in order to improve the security of online banking. The certificate is A number that identifies your USB shield so that your USB shield can work. PHP Chinese website also brings you relevant U-shield driver tutorials and articles. You are welcome to read them.