Huabei interest calculation: Based on the period after the bill date (3 days, 7 days, 15 days, 30 days), it is calculated based on the annualized interest rate of 16.43%, that is, interest = current repayment amount × 0.045% × Days Overdue. The longer the overdue period, the higher the interest rate.
Huabei interest calculation
The calculation method of Huabei interest is as follows:
- Repayment period: Subject to the bill date, divided into 4 periods: 3 days, 7 days, 15 days and 30 days.
- Interest rate: 0.045% per day, which translates into an annualized interest rate of approximately 16.43%.
-
Interest calculation:
- Current repayment amount Interest rate Number of overdue days
Specific calculation example:
Assume that the bill date is July 1st and the consumption amount is 1,000 yuan.
-
Option 1: Pay off after 3 days
- Interest = 1000 0.045% 3 = 0.135 yuan
-
Option 2: Pay off after 7 days
- Interest = 1000 0.045% 7 = 0.315 yuan
-
Option 3: Pay off after 15 days
- Interest = 1000 0.045% 15 = 0.675 yuan
-
##Option 4: Pay off after 30 days
- Interest = 1000
- 0.045% 30 = 1.35 yuan
Conclusion:
The calculation method of Huabei interest is relatively simple and is determined by the bill amount, interest rate and overdue days. The amount of interest under different repayment terms is different. The longer the overdue period, the higher the interest.The above is the detailed content of How much is the interest rate on Huabei?. For more information, please follow other related articles on the PHP Chinese website!

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