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Technology Observation丨Artificial Intelligence threatens human civilization and raises concerns. Will AI trigger the next financial crisis?

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2023-05-26 19:02:421283browse

Cover News Reporter Yan Lei

On May 17, local time, a Reuters/Ipsos poll showed that most Americans believe that the rapid development of artificial intelligence (AI) technology may endanger the future of mankind. According to polls, more than two-thirds of Americans are worried about the adverse effects of artificial intelligence, and 61% are worried that it may pose a threat to civilization.

Technology Observation丨Artificial Intelligence threatens human civilization and raises concerns. Will AI trigger the next financial crisis?

Artificial intelligence may threaten human civilization

Ever since OpenAI’s ChatGPT chatbot became the application with the fastest growing user base ever, the widespread use of AI in daily life has made it a focus of public discussion. ChatGPT is participating in an AI arms race, which includes technology giants such as Microsoft and Google launching similar products and competing.

Members of Congress and AI companies have also expressed concerns. In testimony before Congress, OpenAI CEO Sam Altman expressed concerns that the technology could be misused and called for greater regulation.

Congress Senator Cory Booker said at the hearing: "You can't trap the genie in the bottle.". Globally, it is exploding. ”

The poll found that three times as many Americans expect AI to have adverse consequences as those who do not. 61% of respondents believe AI poses a risk to humanity, while only 22% disagree, and 17 % of people are not sure.

Voters who voted for Trump in 2020 expressed higher levels of concern: 70% of Trump voters and 60% of Biden voters believed that AI could threaten humanity.

According to Landon Klein, U.S. policy director at the Future of Life Institute, so many Americans are concerned about the negative impacts of AI. Tesla CEO Musk signed an open letter supporting the organization's request to suspend AI research for six months.

While Americans are generally worried about AI, their biggest concerns are crime and the economy: 77% support increasing police funding to fight crime, and 82% are worried about the risk of an economic recession.

The Reuters/Ipsos online poll was conducted between May 9 and May 15, interviewing 4,415 U.S. adults, with a credibility range of plus or minus 2 percentage points.

Many parties call on the US government to strengthen supervision

OpenAI CEO Altman made his first appearance in Congress on May 16, urging the government to strengthen supervision of the field of artificial intelligence. He suggested that if a company wants to develop a powerful artificial intelligence system, it should obtain relevant licenses from the government.

Technology Observation丨Artificial Intelligence threatens human civilization and raises concerns. Will AI trigger the next financial crisis?

OpenAI CEO Altman testified before the Senate.

Altman attended a hearing before the Senate Judiciary Committee to discuss concerns about artificial intelligence, along with Christina Montgomery, chief privacy and trust officer at IBM, and Gary Marcus, professor emeritus of psychology and neuroscience at New York University. Supervision issues.

The rapid development of artificial intelligence systems like ChatGPT has prompted many top technology experts and academics to call on the industry to suspend some development and ask the government to intervene.

What has yet to be reached is the industry’s consensus on which regulatory approach to implement, as Congress and federal agencies have been exploring their roles. Altman delivered a speech to about 60 senators the day before his testimony, winning praise from many and answering questions for nearly two hours.

Senator Richard Blumenthal suggested that artificial intelligence models could be required to disclose the information involved in their training. Ultraman responded favorably to the idea.

After Republican Senator Josh Hawley noted that people might use artificial intelligence as a source of information, Altman reiterated that he believed the government had a role to play in regulating the technology. But he also said he believed the public would learn to adapt to disinformation generated by artificial intelligence.

Some industry experts have called on the government to hand over the complete supervision of artificial intelligence to technology companies. In response, Marcus called for the establishment of a cabinet-level organization in the United States to regulate artificial intelligence.

Could the next financial crisis be caused by AI?

According to the "Wall Street Journal" on May 17, Gensler, chairman of the U.S. Securities and Exchange Commission, said that the next financial crisis may occur in the use of artificial intelligence by enterprises, and he posed potential "systemic risks" posed by the spread of this technology. warning.

On the 16th local time, Gensler said at a conference hosted by the US Financial Industry Regulatory Authority in Washington that data aggregators and artificial intelligence platforms may become a major component of the "fragility" of the future financial system.

Gensler said: “Observers years from now may look back and say that the crisis of 2027 is because everything relies on a fundamental level, which is the so-called generative artificial intelligence level, and a bunch of fintech applications All are based on this foundation.”

Given the promise of AI to do more work with fewer humans, many businesses across the U.S. economy have embraced AI, and even then, like Gensler, many government officials are skeptical of the technology. Skepticism.

Artificial intelligence is already widely used in a variety of functions in banks and other financial institutions, including laborious compliance tasks such as assessing new customers and checking suspicious transactions. But Gensler said that despite the potential for greater efficiency, these systems should be subject to rigorous scrutiny. "You don't necessarily need to understand all the math, but you do have to really understand how risk management works," he said. ”

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