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Detailed explanation of payment process in PHP mall development

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2023-05-14 08:36:051883browse

With the development of e-commerce, more and more companies choose online malls for sales. Among them, online payment is an inevitable link, and PHP, as a rapidly developed network programming language, has a wide range of applications. Therefore, when establishing a PHP mall, how to design the payment process is particularly important. This article will introduce in detail the payment process in PHP mall development.

1. Environment preparation

1. The frameworks and tools required by the mall: PHP framework, MySQL database, payment interface SDK, etc.

2. Payment methods in the mall: WeChat payment, Alipay payment, UnionPay payment, etc.

3. Mall security: enable HTTPS protocol, encrypt information transmission data, server security settings, etc.

2. Payment process design

1.Purchase order

After the user selects the product, he enters the order confirmation page and fills in the order information, freight, coupons and other related information , submit the order after confirmation.

2. Payment method selection

On the order confirmation page, users can choose payment methods, such as WeChat payment, Alipay payment, UnionPay payment, etc. Multiple payment methods can be displayed at the same time for users to choose.

3. Payment request

After the user selects the payment method, the mall system will initiate a payment request to the payment gateway, including the total order amount, transaction number, payment method, order description and other information.

4. Payment gateway processing

After the payment gateway receives the payment request from the mall system, it calls the third-party payment SDK through the interface, sends the request to the payment platform, and waits for the response from the payment platform.

5. Payment platform response

After the payment platform receives the request, it will conduct various security checks. After passing the request, it will return the order payment URL or scan code information.

6. Payment information transmission and payment

After the mall system receives the payment information provided by the payment platform, it will display the payment link or scan code image to the user, and complete the payment on the user's payment page operate.

7. Payment completed

After the payment platform receives the user's payment information, it verifies the payment result. If the payment is successful, the payment result is returned to the mall system. After receiving the payment result, the mall system changes the order payment status and notifies the user that the order payment is successful.

3. Payment result processing

Payment result processing mainly includes the following steps:

1. Determine the payment result

The mall system receives the payment platform After the payment result is notified, the validity of the payment result needs to be verified, such as verifying the signature, etc.

2. Update order status

The mall system needs to update the payment status of the order based on the payment result, such as paid, payment failed, etc.

3. Send payment result notification

The mall system needs to send payment result notification to users and provide an order viewing function to allow users to check order status and payment information at any time.

4. Payment security

In PHP mall development, payment security is very important. In order to ensure the security of payment information, developers need to take the following steps:

1. Turn on the HTTPS protocol

The HTTPS protocol can effectively prevent information from being eavesdropped, tampered with, and forged. The payment link in the PHP mall must be turned on.

2. Encrypted information transmission

Encrypt the user's payment information to prevent it from being intercepted by hackers. At the same time, encryption operations are required during the transmission process.

3. Server security settings

Server security settings include firewall settings, security policy settings, system security settings, etc. Be sure to keep your server secure to prevent hackers and data leaks.

5. Payment Hot Issues

In PHP mall payment development, common payment hot issues include:

1. Payment amount error: It may be due to an error in the conversion algorithm, Caused by problems such as incorrect server time zone setting.

2. Payment timeout: User payment times out due to network transmission or other reasons.

3. Payment interface certificate error: caused by configuration errors such as merchant certificates.

4. Payment information fraud: Due to insufficient website security, website user information is stolen, resulting in payment information being tampered with.

6. Summary

The payment link is the core link in mall development, which involves user data security, payment platform interface security, payment information security and other issues. During development, The payment process should be carefully planned to ensure payment reliability and user experience.

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