How to use WeChat installment to withdraw cash, how to withdraw money from the new WeChat installment, the latest method

As the functions of smartphones continue to expand, mobile lending functions are becoming more and more popular, among which WeChat’s installment and payment are even more widely used. However, many people are confused about the WeChat installment withdrawal method and the difference between installment and repayment. In this article, PHP editor Youzi will provide an in-depth analysis of the WeChat installment withdrawal method, and explain the differences between installments and installments, helping you understand how to make full use of these convenient lending services.

WeChat’s new installment is to provide users with diverse choices for product exploration. It is still in the small-scale testing stage and will be continuously optimized and adjusted based on user usage and feedback from all parties. There is no clear launch time yet. The installment entrance is set up in the WeChat wallet, and WeChat and related parties provide customer acquisition and risk control preliminary screening. The funds come from Tenpay Small Loan and cooperative financial institutions. It is understood that some banks have already accessed WeChat installment payment.

For usage, invited users can click on the relevant link, or select the [Wallet] → [Instalment] entry. If the entrance is not displayed, you can upgrade WeChat to the latest version before viewing it; if it is still not displayed after the upgrade, it means that the invitation has not been received yet.

WeChat installment cannot be withdrawn or transferred directly. If you want to withdraw the installment amount for turnover, you can only cash it out through consumption on WeChat, similar to WeChat payment withdrawal. Individuals cannot directly withdraw the WeChat installment or disbursement amount. They can only find reliable withdrawal merchants to operate.

Currently WeChat installment can be used in WeChat, which is similar to WeChat installment. The difference is that users with "WeChat installment" test qualifications can choose "installment" as the payment method when making payment, and according to the order when Make periodic repayments according to the selected number of periods. The supported installments include 1, 3, 6 and 12 installments. The installment fee will be risk-priced based on the user's credit status and the number of installments. If you spend more than 100 yuan, you can pay in installments, and the principal and handling fee will be repaid every month. On the repayment date, the amount will be automatically repaid from change, change, or savings card. Judging from the description, "Instalment" is very close to the function of Huabei under Alipay. In contrast, split payment cannot be made in installments directly at the time of payment. To put it bluntly, the difference is not big. split payment can also be made in installments after the bill comes out.

The above is all about how to use WeChat installment payment? How to withdraw cash and transfer funds.

How convenient is fingerprint recognition? You can use fingerprint recognition to check in and clock in at work, you can use fingerprint recognition to lock your password when you get home from get off work, and you can also use fingerprint recognition to unlock your phone... Since it can be used in so many scenarios in life To achieve fingerprint recognition, it goes without saying how easy it is to use WeChat fingerprint payment. But today I want to introduce to you a function that is even more powerful than WeChat fingerprint payment - WeChat payment points.

Just like we regularly swipe our credit cards and maintain good repayment records, WeChat payment score is a comprehensive calculation of a score based on our personal identity, payment behavior, etc. The specific results of this score are different for everyone, but what they have in common is that everyone can use WeChat Pay to provide more than 3,000 services, such as shared rentals, shopping and entertainment, travel and transportation, life services, and accommodation reservations. wait.

If you are a long-term user of WeChat and deal with WeChat every day, but have always ignored the convenience that WeChat payment points may bring, then hurry up and take a look at the steps to activate it.

In the first step, we need to open our own WeChat application, then find [Me] in the lower right corner, and then click [Service], [Wallet], and [Payment Points] in order;

The second step is to check whether you have activated WeChat payment points. If not, you can click [Activate] in [Payment Points]. Of course, since it involves various credit points and service contents, WeChat payment points naturally have many service terms and conditions. Friends who want to know more can click [...] in the upper right corner of the [My WeChat payment points] page to view them.

So it is actually very convenient to activate and understand WeChat payment points. After that, we will start the process of using WeChat payment points. As mentioned before, WeChat Pay Points services involve more than 3,000 types, which is very large. Therefore, if we regularly want to check under what circumstances we have used WeChat Pay Points, we only need to click on the [My WeChat Pay Points] page You can learn the usage details by selecting the [Service Usage Record] option.

If you want to change your WeChat account and want to close the WeChat payment sub-service originally opened by WeChat ID, you can find […] in the upper right corner of the [My WeChat payment points] page and click [Close WeChat payment points] 】That’s it.

Some people say that WeChat can provide so many services, such as sending red envelopes and transferring money, and now there is a WeChat payment point. If you misremember your specific usage, where should you start? What? At this time, you can activate the WeChat payment point update reminder.

There is another hidden skill that I need to remind everyone. If you want to improve your WeChat payment score, you can complete real-name authentication and frequently use WeChat for consumer payments. In short, the more good usage records you have, the higher your WeChat payment score will be~

2021 WeChat Open Course PRO is held in Guangzhou. At the main forum, the WeChat Pay team announced the latest data on WeChat Pay Points: the number of users using WeChat Pay Points exceeded 240 million, saving users more than 200 billion yuan in deposits, and more than 10 million users have used the express delivery-first-pay-later service.

The WeChat Pay team stated that the WeChat Pay score is not just a score, but a complete solution that covers the user's service use process, including helping merchants identify users and ensuring users' payment ability before service. In the middle of the service, the user's payment ability will be locked through payment sub-deduction, and then after the service ends, the payment and supporting collection capabilities will be carried out. WeChat Pay supports users with no recharge, no deposit and no need to pay first when making transactions, which can provide users with a more convenient and user-friendly experience. The model of credit assessment based on the three dimensions of identity characteristics, payment behavior and credit history is also More worthy of merchants’ trust.

Since its full opening in January 2019, the number of users using WeChat Pay has exceeded 240 million, saving users more than 200 billion yuan in deposits, and the number of daily uses has reached tens of millions. At present, WeChat Pay has covered more than 1,995 merchants in five industry categories including shared rentals, shopping and entertainment, transportation, life services and accommodation reservations.

The WeChat Pay team introduced that at present, WeChat Pay’s “enjoy now, pay later” service has been integrated into many industries. In the e-commerce industry, WeChat Pay’s “use now, pay later” system allows users to place orders for 0 yuan and pay after confirming receipt of the goods. It also provides priority refund capabilities for users who have reached the score threshold. Users can submit returns and logistics information. Receive your refund quickly. WeChat Pay also supports services such as "Ride now, pay later", "Ride now, pay later" and "Send now, pay later". Among them, the "Send now, pay later" service in the express delivery industry has been used by more than 10 million users.

WeChat payment points give users a more convenient product experience, and also help merchants increase efficiency and reduce risks. For merchants in industries such as item leasing and unmanned retail, accessing WeChat Pay can receive payments in a timely manner and reduce the risk of bad debts. The WeChat Pay team revealed at the scene that in 2020, the bad debt rates of merchants in the power bank industry and the online ride-hailing industry were reduced by 67% and 60% respectively after accessing WeChat Pay. An increase of 25%. Merchants in the e-commerce retail industry can also reduce users’ pre-purchase decision-making costs and improve order conversion and repurchase rates after accessing WeChat Pay’s “use now, pay later” capability. Among them, the e-commerce order conversion rate increased by 14%. The repurchase rate of retail merchants increased by 73%.

Statement: This article is published for the purpose of conveying more information and does not mean that it agrees with its views or confirms its description. The content of this article is for reference only. Visitors should act accordingly at their own risk.

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