Exclusively for Xiaomi employees! The annual interest rate for car loans is as low as 1.6%

According to news on June 3, Xiaomi recently launched a new welfare policy for its internal employees, providing exclusive installment discounts for Xiaomi’s regular employees when purchasing Xiaomi SU7 models. It is reported that this promotion will start from March 28, 2024 and end on March 30, 2026. During this period, employees who purchase Xiaomi SU7 and apply for car installments will enjoy the low annual rate discount provided by the bank.

According to Xiaomi’s internal notice, the annualized rate of this exclusive promotion has been reduced by 1.6%, the down payment ratio is only 15%, and the maximum installment period can be 60 installments. This means that when Xiaomi employees purchase SU7, they can not only enjoy discounts, but even with an easy down payment, they can also reduce financial pressure through installment payments of up to five years.

This event covers all Xiaomi SU7 models, and is specifically noted to be only applicable to regular employees of Xiaomi Group in mainland China. In terms of loan policy, although the annualized interest rate is 3.0%, the converted annualized rate is approximately 1.6%, which shows Xiaomi's substantial support for employees' car purchases. During the car purchase process, employees only need to complete the order lock on the Xiaomi Auto App, and a delivery expert will proactively contact them and open a financial application portal. They can choose the "Employee 1.6%" exclusive plan to submit an application.

Xiaomi Auto’s official website also provides automobile financial service solutions for external users. Compared with external users, Xiaomi's internal employees can enjoy a lower annualized rate when purchasing SU7 than external users, with an annual reduction of 0.9 percentage points.

Since its official launch on March 28, Xiaomi SU7 has received widespread attention from the market with its excellent cost performance and innovative technology configuration. The latest data released by Lei Jun shows that so far, the sales volume of Xiaomi SU7 has exceeded 1 million, and the number of locked orders has also exceeded 400,000 units. This exclusive installment promotion for internal employees will undoubtedly further stimulate Xiaomi employees’ enthusiasm for car buying.

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