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How often does Weilidai get evaluated?

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2024-03-30 15:54:331516browse

How often is Weilidai evaluated?

The frequency of Weilidai assessments depends on the borrower’s repayment status and credit score. Generally speaking, Weilidai will conduct evaluations regularly, but the specific evaluation period may vary from person to person.

Assessment cycle

  • Repay on time and have a good credit score: Usually assessed every six months or annually.
  • Poor repayments and low credit scores: The frequency of assessments may be more frequent, such as once every quarter or every few months.

Evaluation content

The evaluation content generally includes the following aspects:

  • Repayment record:Yes Repay the loan on time and check whether there is any overdue record.
  • Credit Score: Reflects the borrower’s credit history and repayment ability.
  • Income status: Verify the borrower's income status to assess his repayment ability.
  • Liability: Verify the borrower's other loans or debts to assess its debt ratio.

Evaluation results

The evaluation results may affect the amount, interest rate and repayment period of Weili Loan.

  • Appraisal passed: The micro loan limit may be increased and the interest rate may be reduced.
  • Failure to pass the evaluation: The micro loan amount may be reduced and the interest rate may be increased.
  • Requires manual review: If the evaluation result is uncertain, Weilidai may require the borrower to provide additional materials or conduct manual review.

Borrowers can improve their chances of passing a Weili loan assessment by making on-time repayments, maintaining a good credit score, and providing accurate income information.

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