How to negotiate deferred repayment for Jingdong gold bars

In order to negotiate for deferred repayment of JD gold bars, you need to contact customer service and submit an application. Conditions include proof of exceptional hardship, good credit history and no credit damage. The process includes submission of materials, approval, negotiating a repayment plan and reaching an agreement. Proactive communication, providing evidence, and reasonable negotiation increase your chances of success.

Jingdong Gold Bar Deferred Repayment Negotiation Guide

How to negotiate for deferred repayment?

Contact JD Gold Bar customer service and submit an application for deferred repayment.

Negotiate the conditions for deferred repayment:

• Have special difficulties, such as unemployment, illness, etc., resulting in temporary inability to repay.
• Have repaid the loan on time and have a good credit record.
• Negotiating a deferral of repayment will not damage the credibility of the platform.

Negotiation process for deferred repayment:

1. Submit application: Provide relevant supporting materials, such as unemployment certificate, illness Proof etc.
2. Approval:JD Gold Bar will review the materials and evaluate the necessity of deferred repayment.
3. Negotiate repayment plan: Negotiate deferred repayment period and installment repayment method.
4. Agreement: Both parties signed a deferred repayment agreement.

Negotiation points:

• Active communication: Contact customer service in a timely manner to explain the situation.
• Provide supporting materials: Prepare all the materials proving special difficulties.
• Reasonable negotiation: Propose a reasonable extension of repayment period and repayment method.
• Perform on time: Perform repayment obligations strictly in accordance with the negotiated repayment plan.

Note:

• Negotiations for deferred repayment require the payment of corresponding handling fees.
• The interest generated during the deferred repayment period needs to be calculated normally.
• Malicious default or overdue repayment will affect personal credit.

By actively negotiating and providing necessary supporting materials, you can increase the likelihood of successful negotiation on deferred repayment.

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