How to turn off JD Baitiao on JD platform

JD Baitiao is an online credit payment tool launched by JD.com to meet consumers’ installment payment needs. Using JD Baitiao, consumers can choose to pay in installments when shopping on JD.com, spreading the order amount over multiple months for repayment. Although JD Baitiao brings convenience to shopping, some consumers may want to close their JD Baitiao account after using it for a period of time. So, how to close Jingdong Baitiao on Jingdong?

First of all, consumers who want to close their JD Baitiao account need to log in to the JD website or JD mobile client. On the personal center page, find the "My JD.com" option and click to enter. Then select the "JD Baitiao" option in the drop-down menu to enter the management page of JD Baitiao.

On the JD Baitiao management page, consumers can view their Baitiao account information and repayment records, etc. At the same time, you can find the "Close White Bar" button in the upper right corner of the page. Click to enter the operation interface for closing the white bar.

In the operation interface of closing Baitiao, JD.com will prompt the user that after closing Baitiao, they will no longer be able to use Baitiao services, and the account balance will be cleared. If the user confirms that he wants to close the white bar, he can click the "Close White Bar" button to proceed to the next step.

Next, JD.com will ask the user to enter the payment password for verification. The payment password is set to protect the security of user account information and needs to be set by the user after completing the real-name authentication. After entering the payment password, click the "OK" button.

After completing the verification of the payment password, JD.com will display the detailed information of closing the white ticket, including the closing date and account balance reset. Users can double check the information to make sure nothing is missing. Then click the "Close Baitiao" button to perform the final confirmation step.

In the final confirmation operation interface, JD.com will once again prompt the user that after closing Baitiao, it will no longer be available and the account balance will be cleared. The user needs to reconfirm the action of closing Baitiao and enter the payment password for final verification. After entering the payment password, click the "OK" button.

After completing the above operations, JD.com will prompt the user to close Baitiao. If all operations are completed successfully, the JD Baitiao account will be closed. At this time, the user can confirm that the account status has been closed on the Baitiao page of the personal center.

It should be noted that once the JD Baitiao account is closed, the relevant preferential activities and privileges will also become invalid accordingly. Therefore, before closing JD Baitiao, users need to carefully consider their needs and actual situation to ensure that they make informed decisions.

In short, closing the JD Baitiao account is a relatively simple operation process. Consumers only need to log in to the JD website or JD mobile client, find the JD Baitiao option in the personal center, enter the Baitiao management page, and then follow the prompts to close Baitiao. After closing Baitiao, the account will no longer be usable and the account balance will be reset to zero. But before closing, users need to think carefully and confirm to ensure that the decision they make meets actual needs.

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