If you are an organizer in the Apple Family Sharing program on your iPhone and you have Purchase Sharing turned on, you will be able to manage the different Family Sharing payment methods your family uses on the App Store. On iPhone, you can easily change your Apple payment method through Family Sharing.
Make sure your home sharing purchases are charged to the correct card. Remove expired cards from Apple's Family Sharing to prevent purchases from being declined.
How to Change My Cards for Family Sharing on Apple Phone
Open the App Store app. Click the profile icon in the upper right corner. Click on your name. You may need to use Face ID or a passcode to get to the next screen. Click Manage Payments.
Click the payment method to edit it. Tap Edit to update your Apple payment details or make changes. Click Delete payment method to delete it. You must confirm that you wish to delete it. Return to Manage Payments. If you want to remove a payment method or change the primary payment method for your family, click Edit. If you want to remove a Family Sharing payment method, click the minus icon next to the card you want to remove. Click Delete again in the pop-up window that appears. The top card shown in the list is your primary payment method. To change this setting, click and drag the Move Order icon to move another card to the top. Click "Done" to save your changes. If you want to add another payment method, click "Add payment method." On this screen, you can select the payment method you want to add: Credit/Debit Card or PayPal. You can even tap the camera icon to automatically upload your card details using the camera app. If you click on Credit/Debit Card, you will need to enter your card information. Don't forget to select or add the correct billing address. If you clicked on PayPal, you'll need to click Sign in to PayPal and follow the on-screen instructions.
After adding a new card, make sure to move it to the top of the list if you want the App Store to use it as your primary Family Sharing payment method. Whether you use Home Sharing or not, just follow the steps above.
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