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Will the Alipay transfer be refunded if the other party refuses to accept it? Can the money transferred to the wrong account be withdrawn if the other party has already received it?

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2023-12-29 14:09:443943browse

In life, we often hear about people transferring wrong money. If the other party does not accept the payment in WeChat, it will be automatically refunded after 24 hours. So will the Alipay transfer be refunded if the other party does not accept the payment? Of course not, then If the money transferred to the wrong account has already arrived, can the other party still withdraw it? This is possible, but it is more difficult. Let’s take a look with the editor below.

支付宝转账对方不收会退回吗 转错账户钱已经到账了对方还能撤回吗

Will the Alipay transfer be refunded if the other party does not accept it?

Answer: No.

For Alipay transfers, if the other party does not accept it, the transferred funds will not be returned, because the transferred funds will be directly deposited into the other party's Alipay balance, regardless of whether the other party receives it or not. The user transferred money by sending a red envelope, but the other party did not receive the red envelope. The red envelope is valid for 72 hours, and the system will return the red envelope after 72 hours. In addition, different types of red envelopes have different return times.

支付宝转账对方不收会退回吗 转错账户钱已经到账了对方还能撤回吗

If the money transferred to the wrong account has arrived, can the other party still withdraw it?

Answer: You can cancel the transaction and apply for recovery, but basically it is It's more difficult to recover.

1. Sometimes you will encounter a situation where the Alipay transfer is wrong and the money is transferred to a dead account (the Alipay account is not authenticated and users often do not log in), and there is no contact information such as phone number or email address. When it is difficult to contact the other party, Alipay official will not transfer money to you.

2. In the Alipay backend, under the transaction record operation, click "View" to see the "Cancel Transaction" button. This means that if the transfer is wrong, the money can be returned to the account in time. On the Alipay transaction details page, after clicking Cancel Transaction, the wrongly transferred money will be returned to your account.

3. If there is no "Cancel Transaction" button, it means that the transfer has been successful. Then, it is really troublesome to deal with the wrong Alipay transfer. You can call Alipay customer service and ask them to assist with a refund. However, if Alipay helps you refund the wrong amount, then the other party (the owner of the account to which you transferred the wrong amount) must agree before it can transfer it back to you.

支付宝转账对方不收会退回吗 转错账户钱已经到账了对方还能撤回吗

To sum up, Alipay transfers will not be refunded if the other party refuses to accept it. The money transferred to the wrong account can still be withdrawn by the other party, but it is basically difficult. So everyone still needs to be cautious when transferring money.

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