Scammers target graduates, Alipay warns against fraud

Recently, Alipay issued a statement reminding users to be careful of fraud targeting graduates. Recently, scammers have adopted a new method to defraud college students who are about to graduate. They pretended to be financial customer service and claimed that according to the regulations of the China Banking and Insurance Regulatory Commission, users' Alipay accounts need to be upgraded from "student accounts" to "adult accounts", otherwise personal credit reports will be affected.

According to the editor's understanding, when these scammers contact users, they often use high interest rates and damaged credit as an excuse to induce users to convert "student accounts" to "adult accounts." They will instruct users to download a certain conferencing software to avoid anti-fraud alerts and use the software to communicate with users. After gaining the user's trust, the scammers will transfer the user to the so-called back-end "technicians", and then remotely control the user to enter a fake website, inducing the user to borrow money from a bank or consumer finance platform and transfer the money to the scammer.

These fraudsters usually obtain the student’s name, ID number, school and other relevant information before talking to the student in order to build trust. They tricked users into clicking "Student Account" to check the "Borrowing" limit. However, in fact, similar scams have become very common in recent years. There are also some scammers who claim to have canceled student accounts in accordance with regulations and trick victims into clearing their loan limits. In fact, they defraud users of their real funds and transfer them away.

Alipay officially reminds users that once they encounter a similar situation or suspect a scam, they should immediately call the only customer service hotline 95188 to verify with Alipay. To ensure account security, users should be vigilant, be cautious about calls and messages from strangers, and avoid disclosing sensitive personal information.

To sum up, graduates should be wary of this kind of fraud targeting college students, strengthen their awareness of self-prevention, and avoid becoming victims of scammers. At the same time, Internet platforms including Alipay should strengthen security measures, improve the security protection capabilities of user accounts, and strive to maintain a healthy online transaction environment.

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