Is there any difference between Ant Hehua and Huabei?

There is a difference between Ant Hehua and Huabei. Ant Huabei is a business that prioritizes online and offline consumption and repays later; while Ant Hehua is a business of reasonable consumption and financial management, so it requires the consent of members before online and offline consumption is allowed.

The operating environment of this tutorial: Magic UI 4.0.0 system, Alipay 10.2.23.7100, HONOR V30 mobile phone.

What is Alipay Ant Huabei:

1. Alipay Ant Huabei, referred to as "Huabei", is a consumer loan business launched by Alipay for personal consumption;

2. Alipay’s “Huabei” claims to spend money today and repay next month, so consumers can use it reasonably and there will be no interest in that month.

What is Alipay Ant Hehua:

1. Alipay Ant Hehua is a group consumption business launched by Alipay in the second half of 2020 for families and friends;

2. According to the rules of Alipay Ant Hehua, this business is a group consumption financial management type, so the consent of the members is required before consumption.

The difference between Huabei and Ant Hehua:

1. Alipay Ant Huabei is a business that prioritizes online and offline consumption and repays later;

2. Alipay Ant Hehua is a reasonable consumption and financial management business, so members’ consent is required before online and offline consumption can be made.

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