From June 20, “Railway Freight Loan” will be promoted and implemented in railways across the country.

According to news from this site on June 22, according to the China Railway Micro Platform, on the basis of a comprehensive summary of the successful experience of the pilot, Starting from June 20, China Railway Group and China Construction Bank will promote and implement the "Railway "Freight Loan" logistics financial product helps reduce social logistics costs.

China Railway Group has cooperated with China Construction Bank to launch a pilot project of railway logistics financial services within the management of Wuhan, Nanning, Chengdu, Kunming and other railway bureau group companies starting from February 21 this year. Relying on the railway freight 95306 platform, it launched "Railway Freight Loan" ” and other railway logistics financial products.

Inquiry on this site revealed that "Railway Freight Loan" is a special online credit product created for railway freight customers. It is used to pay for railway transportation logistics costs. It is divided into small and micro enterprise railway freight loans and medium and large enterprise railway freight loans. . In the four months since the pilot, more than 200 customers have used the above-mentioned railway logistics financial products, and the total bank credit financing has exceeded 11 billion yuan. At the same time, the system connectivity and business integration of the railway logistics network and financial services network have improved the quality and efficiency of logistics and financial services.

Judging from the preliminary pilot situation,

"Railway Freight Loan" covers coal, steel, building materials, fertilizers, grain and oil, trade logistics and other industries, of which small and micro enterprise customers account for more than 80%

. China Railway Group and China Construction Bank have decided to promote and implement the "Railway Freight Loan" logistics financial service product on railways across the country starting from June 20. Customers from all over the country can apply through the logistics finance section of the railway freight 95306 platform, and authorize the platform to submit it to the bank online. After historical transportation data, you can apply for a credit enhancement line and preferential interest rate, which can be used to pay logistics fees to railway logistics companies.

The larger the railway freight volume and the more freight you pay, the larger the credit enhancement line you can apply for and the higher the interest rate. Low

. In the next step, China Railway Group will strengthen cooperation with financial institutions and continue to optimize the functions of the 95306 system.

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