How to close Douyin Wallet monthly payment? Will closing the wallet monthly payment have any impact?

The monthly payment function of Douyin Wallet provides users with a convenient payment method. However, some users may need to turn off this function for various reasons. This article will introduce in detail how to close Douyin Wallet monthly payment, and answer the question of whether there will be any impact after closing.

1. How to close Douyin Wallet monthly payment?

1. Open Douyin APP, enter the main interface, click the "Me" button in the lower right corner, and then select the "Wallet" option.

2. In the wallet interface, find the "Monthly Payment" option and click to enter.

3. In the monthly payment interface, you can see your repayment information and bill details. Here you need to click the "..." button in the upper right corner.

4. In the pop-up menu, select the "Turn off monthly payment" option.

5. Closing the monthly payment requires identity verification. After entering the payment password, the closing operation can be completed.

2. Will the closure of Douyin Wallet monthly payment have any impact?

1. After closing Douyin Wallet monthly payment, users will no longer be able to use this function for consumption. For users who are accustomed to using the monthly payment function, it may take some time to adapt to other payment methods.

2. After turning off the monthly payment function, the user's credit score may be affected. Because the monthly payment function itself is a kind of credit consumption, after it is turned off, the user's credit consumption limit will be reduced accordingly.

3. After turning off the monthly payment function, users’ shopping experience on Douyin may be affected. Because some goods or services may only be purchased through monthly payment, these discounts may not be available after closure.

4. After turning off the monthly payment function, the user's account security may be reduced. Because the monthly payment function has certain risks, after it is closed, users will need other ways to prevent risks.

5. After turning off the monthly payment function, users may not be able to enjoy some preferential activities. Because some activities may be targeted at monthly paying users, they may not be able to participate after closure.

6. After turning off the monthly payment function, users may need to spend more time and energy managing their finances. Because the monthly payment function allows users to consume more conveniently, they need to control their consumption desires after turning it off.

The closure of Douyin Wallet’s monthly payment function may have a series of impacts. Users need to weigh the pros and cons before closing and make a decision based on their actual situation. After turning off the monthly payment function, users also need to learn how to manage their own finances to ensure their consumption rights.

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