Do I need to repay Douyin's monthly payment of 0.01? Why is the monthly payment deducted 99 yuan per month?

With the popularity of Douyin, more and more users choose to consume on the platform, among which Douyin’s Huabei function is welcomed by many people. However, some users found that even if they only consume 0.01 yuan per month, the Huabei account will display repayment information. Why is this? This article will discuss the question "Does Douyin pay 0.01 per month to pay back?" and answer related questions.

1. Do I need to repay Douyin’s monthly payment of 0.01?

The answer is yes. When using Douyin’s monthly payment function, you need to repay on time regardless of the amount of consumption. Douyin’s monthly payment is equivalent to a kind of credit consumption. When users consume, it is equivalent to borrowing money from the platform, so they need to repay according to the agreed time. The current consumption amount is 0.01 yuan, and it needs to be repaid on the repayment date, otherwise personal credit may be affected.

2. Why does Douyin’s monthly payment deduct 99 yuan per month?

Some users may find that 99 yuan is deducted every month when using Douyin’s monthly payment function. This is actually an insurance fee. In order to protect the rights and interests of users, Douyin’s monthly payment function will automatically deduct a certain amount of insurance fees, usually 99 yuan per month. This insurance fee is to provide users with certain protection when they have consumer disputes or financial problems. Of course, users can also choose to turn off the insurance function, but this may affect the user experience and rights protection.

When using Douyin’s monthly payment function, users need to understand the relevant rules and repay on time to avoid affecting personal credit. Users also need to pay attention to the deduction of insurance fees. If they are unwilling to pay this part of the fee, they can consider turning off the insurance function. I hope this article can help you if you have questions when using Douyin’s monthly payment function, so that you can better use Douyin and enjoy the fun of short videos.

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