Where does the money paid by Hebao come from?

In daily payments, we often encounter the situation of Hebao payment. So where does the money paid by Hebao come from? PHP editor Yuzai will take you to have an in-depth understanding of this topic, starting from bank transfer, Alipay payment and other methods to comprehensively analyze the funding sources of Hebao payment.

How does the balance in Hebao Pay come from? The money for Hebao payment comes from various electronic cards of users. The offline card swiping sub-service of Hebao payment is loaded on NFC-enabled mobile phones through various electronic card applications (such as bank cards, bus cards, campus enterprise cards, membership cards, etc.) In mobile phones, users can use one card for multiple purposes.

Users can enjoy convenient and fast online payment (Internet shopping, phone bill recharge, living payment, etc.) by activating and using online payment services; users with NFC mobile phones and NFC-SIM cards can also enjoy Hebao card swiping function allows you to load bank cards, bus cards, and membership cards into your mobile phone to enable offline consumption at specially appointed merchants (convenience stores, shopping malls, buses, subways, etc.) (business function fees are free).

In the industry, the differentiation of Hebao Pay is reflected on the one hand in that transfers and withdrawals are free, and on the other hand it is also reflected in the fact that you can receive and make payments by logging in with your mobile phone number.

Extended information

Advantages of Hebao payment

1. Carry out "10% off" rides in public travel scenarios to benefit people's travel During the event, citizens can enjoy a minimum 10% discount on one-way subway and bus tickets through Hebao payment.

2. Carry out instant discounts on water, electricity and gas payments in the living payment scene. Citizens pay water, electricity and gas bills through Hebao Payment. Each payment of 50 yuan or more can enjoy a discount of 1-3 yuan. , with a maximum discount of 20 yuan per person per month; China Mobile users can receive an additional 500M traffic for each payment, with a 5G cap per person per month, and an additional 10 yuan in phone calls for every Wednesday and daily payment.

3. Carry out consumer red envelope activities in public service scenarios (such as schools, hospitals) and regular consumption scenarios (such as restaurants, supermarkets, hotels, etc.). Citizens use Hebao to pay by scanning the QR code for each transaction. If you spend 5 yuan or more, you can get a red envelope; for those who have never experienced Hebao payment, you can also enjoy a discount of 10 yuan when you spend 20 yuan or more.

4. Carry out consumption rebate and voucher coupon activities in the demonstration park scene (Core City Science and Technology Park) and demonstration community scene (Xiangjiang Century City). Citizens use Hebao Pay to scan the QR code for consumption, and each transaction exceeds 5 yuan. Then you will receive a 2 yuan and package coupon, which can be used as cash on your next purchase.

5. Carry out instant discounts on consumption in the demonstration business district scene (Bubugao Meixi Xintiandi). Citizens can use Hebao Pay to scan the QR code at designated merchants and enjoy an instant discount of up to 50 yuan for each transaction of 100 yuan* or more. yuan discount.

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