Stripe - PaymentIntent requires payment method issues in Node.js

Question

I'm trying to integrate stripe into my project but I'm getting the "PaymentIntent requires a payment method" message. The payment status code in the log is 200. But in the payment dashboard it says "Incomplete" because "The customer has not yet entered their payment method."

Here is my Stripe backend code

exports.StripePayment = (req, res) => {
  const { amount, token } = req.body;
  const idempotencyKey = uuid();
  return stripe.customers
    .create({
      email: token.email,
      source: token.id,
    })
    .then((customer) => {
      stripe.paymentIntents
        .create(
          {
          
            amount: amount,
            currency: "INR",
            payment_method_types: ["card"],
            customer: customer.id,
            receipt_email: token.email,
            shipping: {
              name: token.card.name,
              address: {
                line_1: token.card.address_1,
                line_2: token.card.address_2,
                city: token.card.address_city,
                country: token.card.address_country,
                postal_code: token.card.address_zip,
              },
            },
          },
          { idempotencyKey }
        )
        .then((result) => {
          console.log("Result", result);

          return res.status(200).json(result);
        })
        .catch((err) => console.log(err));
    });
};

Need help fixing. Thanks in advance

Answer 1

This is expected behavior. The code you shared only creates a payment intent, it does not persist during its lifecycle.

You currently do not provide a payment method that has been created, nor a way for customers to provide their payment method details. This information is required for Stripe to process the payment.

Creating a payment intent is just the first step in Stripe integration. This guide from Stripe covers everything you need to use their service to process payments and is a great starting point for building an integration:
https://stripe.com/docs/ payments/accept- a- payment?platform=web&ui=elements

This guide will walk you through the rest of what you need to build, including providing a UI for your customers to provide their payment method details and confirm payment intent.