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Are there any risks in Alipay Yu'e Bao deposits?

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2024-04-25 10:49:546663browse

Are there any risks in depositing Alipay Yu'E Bao? This is an issue that many netizens are concerned about. Next, the editor of PHP will bring you an introduction to whether Alipay Yu'e Bao deposits are safe. Interested netizens should follow the editor to take a look!

Are there any risks in Alipay Yu'e Bao deposits?

Introduction to whether Alipay Yu'E Bao deposits are safe

1. Yu'E Bao, as a currency fund under Alipay, is managed by Tianhong Fund and has high security. .

2. Its funds are invested in low-risk bonds and money market instruments, such as treasury bonds, central bank bills, etc., and are supervised and guaranteed by the People's Bank of China.

3. Yu’ebao’s income mainly comes from bond interest and income from money market instruments, and the yield is usually higher than the interest on traditional demand deposits.

4. Therefore, under normal circumstances, Yu'ebao deposits have relatively low risks and can meet users' daily fund management and value-added needs.

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