Home >Common Problem >What are the five types of insurance?
What are the five types of insurance? This is an issue that many netizens are concerned about. Next, the editor of PHP will introduce to you the specific insurance types and insurance systems of the five insurances. Interested netizens should follow the editor to take a look!
Introduction to the specific insurance types and insurance systems of the five insurances1. The five insurances include[pension insurance], [medical insurance], and [unemployment] Insurance], [Work Injury Insurance] and [Maternity Insurance] .
2. Pension insurance: refers to the insurance system that provides pensions and other related benefits to current and retired employees. Employees must pay a certain percentage of their salary into the pension insurance pooling account every month to pay for future pensions and other benefits. At the same time, the unit also needs to pay pension insurance for each employee.
3. Medical insurance: refers to the insurance system that provides reimbursement of medical and related expenses to current and retired employees. Both employees and units are required to pay a certain proportion of medical insurance premiums to cover medical expenses and other medical-related expenses.
4. Unemployment insurance: is an insurance system that provides unemployment benefits and related assistance for a certain period of time to employees who have lost their jobs due to layoffs, bankruptcies, etc. Employees and units are also required to pay a certain proportion of unemployment insurance premiums to pay for unemployment benefits and other related expenses.
5. Work-related injury insurance: is an insurance system that provides certain compensation and treatment assistance to employees and their families who are injured or die due to accidents or occupational diseases during the work process. Employees usually do not need to pay work-related injury insurance premiums, which are fully borne by the employer.
6. Maternity insurance: is an insurance system that provides certain cost subsidies and related assistance to female employees during pregnancy and childbirth. Both employees and units are required to pay a certain proportion of maternity insurance premiums to cover related expenses during the childbirth period.
The above is the detailed content of What are the five types of insurance?. For more information, please follow other related articles on the PHP Chinese website!