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The reasons for failure to activate Huabei include: 1. The age is under 18 years old; 2. Zhima credit score is too low; 3. Alipay does not have real-name authentication; 4. The mobile phone number is not bound to Alipay; 5. Personal credit report Non-performing; 6. Too many loans; 7. Frequent application rejections.
Why Huabei cannot be opened
Reason 1: Age does not meet the
Huabei requires users to be over 18 years old to activate. Minors cannot activate Huabei.
Reason two: Sesame Credit score is too low
The activation of Huabei requires Sesame Credit score to reach a certain score. If your Zhima credit score is too low, you will not be able to pass the Huabei activation review.
Reason 3: There is no Alipay real-name authentication
Huabei needs to bind an Alipay account that has undergone real-name authentication. Without real-name authentication, Huabei cannot be opened.
Reason 4: The mobile phone number is not bound to Alipay
Huabei needs to bind a real-name mobile phone number. If your mobile phone number is not bound to Alipay, you cannot activate Huabei.
Reason 5: Bad personal credit report
You need to check your personal credit report to activate Huabei. If you have overdue repayments or other bad credit records, you will not be able to activate Huabei.
Reason six: There are too many current loans
If you have other loans under your name and the total amount is large, you may not be able to open Huabei again.
Reason 7: Frequent applications are rejected
If you have frequently applied for Huabei recently and been rejected, you may be restricted from applying again. You need to wait for a while before applying.
Other possible reasons:
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