How to restore normal use of Huabei

To resume normal use of Huabei, you need to take the following steps: repay all outstanding arrears, including principal and interest. Improve your credit score by making on-time repayments, maintaining a low debt ratio, and actively using Huabei installment payments. If Huabei still cannot be used normally after paying off the balance, you can contact customer service for help.

Guide to restore normal use of Huabei

How to restore normal use of Huabei?

To resume normal use of Huabei, users need to take the following steps:

1. Repay the debt

• First, Users need to repay all outstanding Huabei debts, including principal and interest.

2. Improve credit score

• The normal use of Huabei depends on the user’s credit score. Users can improve their credit scores in the following ways:

  • Repay debts regularly to avoid overdue payments.
  • Keep debt ratio low.
  • Actively use Huabei installment payment.
  • Avoid frequent credit report inquiries.

3. Contact customer service

• #If the user has repaid the balance but still cannot use Huabei normally, they You can contact customer service for help. Customer service may request additional information or documents to verify the user's identity and credit status.

Detailed steps:

Repay the debt:

• Log in to Alipay or Huabei App.
• Click on the "Huabei" menu.
• View "Bill" for the outstanding amount.
• Select "Pay off all" or "Minimum payment".

Improve your credit score:

• Set up the automatic repayment function and repay on time.
• Avoid excessive use of Huabei lending function.
• Keep your debt ratio, which is the ratio of outstanding debt to income, low.
• Actively use Huabei installment payment.
• Check your credit report regularly and monitor your credit score.

Contact customer service:

• Log in to Alipay or Huabei App.
• Click on the "Huabei" menu.
• Select "Customer Service" or "Online Customer Service".
• Provide necessary identification information and documents.
• Explain the situation where Huabei cannot be used normally and ask for help.

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