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How much is the interest rate on JD gold bars?

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2024-03-29 08:48:381099browse

Jingdong gold bar interest

What is the interest rate of Jingdong gold bar loan?

Jingdong Gold Bar’s loan interest is determined by a variety of factors, including the applicant’s credit status, loan amount and loan period. Generally speaking, the daily interest rate of JD gold bars ranges from 0.02% to 0.06%, which translates into an annual interest rate of approximately 7.3% to 21.9%.

Factors affecting JD gold bar interest

  • Credit status: Borrowers with good credit status can usually get lower interest rates.
  • Loan amount: The larger the loan amount, the higher the interest rate is generally.
  • Loan term: The longer the loan term, the higher the interest rate is generally.

How to calculate Jingdong gold bar interest

The calculation method of Jingdong gold bar interest is: interest = principal×interest rate×term

Example:

  • If you borrow 10,000 yuan, the daily interest rate is 0.03%, and the loan period is 12 months, the interest is calculated as follows:
<code>利息 = 10,000 × 0.03% × 365 = 109.5 元</code>

Note:

  • The interest on JD gold bars is calculated on a daily basis and collected on a monthly basis.
  • JD Gold Bar may charge other fees, such as handling fees or overdue fees.

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