iOS 15.4 Beta 2 adds Tap to Pay framework on iPhone

The second beta of iOS 15.4 adds code for the new Tap to Pay feature that Apple announced this morning. Tap to Pay on iPhone is designed to allow NFC-compatible iPhones to accept payments through Apple Pay, contactless credit and debit cards, and other digital wallets without the need for additional hardware.

Tap to Pay on iPhone is enabled in the latest beta, but it does require a third-party provider to add support, so it's not available yet. There is no external sign of it to the end user, but there is a new "PaymentReceived" sound file and image showing off the click-to-pay interface.

Contributor Steve Moser also found a reference to "ContactlessReaderUIService" in the code, as well as a mention of an alert that end users will see. The feature will support reward passes and refunds.

‌iPhone‌ is ready to accept contactless payments.
• Place your card or device on the seller’s ‌iPhone‌ and wait for the success sound.
• To accept contactless payments, turn on NFC and try again.
• For your safety, payment has timed out. Try again when you're ready to accept payments.
• Multiple Reward Passes Applied
• Pay %@ %@
• Refund %@" from %@"
• Try again, card holding time Longer
• Use your ‌iPhone‌ to accept payments from contactless credit and debit cards, ‌Apple Pay‌, or any other contactless payment device.

The Tap to Pay feature will Works with ‌iPhone‌ or other digital wallet close to the merchant’s iPhone to complete payments via NFC.

Stripe announced that it will be the first to offer Tap to on iPhone to business customers, including Shopify users, later this spring Pay's payment platform. Apple Stores in the United States will also launch support for this feature later this year.

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