iOS 15.4 beta 2 includes new API to enable Tap to Pay on iPhone

Apple released iOS 15.4 beta 2 to developers on Tuesday, following the official announcement of the "Tap to Pay" feature that turns iPhones into contactless payment terminals. As expected, the latest beta version of Apple's mobile operating system adds new APIs to support Tap to Pay on iPhone.

The company has been working with other companies like Stripe and Shopify to let them use the iPhone's NFC chip in their apps. This allows users to accept credit and debit card payments from others simply by using their iPhone as a contactless card reader.

As seen in 9to5Mac internal iOS 15.4 beta 2 documents, today’s update has the framework developers need to implement new features. The frameworks also reveal more details about how this feature works for vendors.

To enable Tap to Pay on iPhone, users must register on the Apple Business Register and send details about their business to Apple. In addition to supporting regular credit and debit cards, the feature is also compatible with store cards and rewards passes.

The interface also makes it clear that the feature will not only work with contactless cards and Apple Pay, but also "any other contactless payment device" - so customers can also use Google Pay and Samsung Pay Pay. As mentioned before, Tap to Pay requires background tag reading technology, which is only available on iPhone XR/XS and later.

Apple will launch Tap to Pay on iPhone this spring with some partners, and then the feature will expand to more payment platforms in the United States by the end of the year. There are no details on when Tap to Pay on iPhone will be available in other countries.

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