What does customer identification number mean?

The customer identification number is generally provided by the handling bank when signing a contract. You can log in to online banking to check the signing receipt to verify the customer identification number. The English letters must be capitalized; bank customer identification numbers are divided into personal and corporate. In theory, An entity has only one customer identification number in China Construction Bank, which is unique.

#The operating environment of this tutorial: Windows 7 system, Dell G3 computer.

What does the customer identification number mean?

The bank customer identification number is generally provided by the handling bank when signing a contract. You can log in to online banking to check the signing receipt to verify the customer identification number. The English letters must be capitalized.

If it has been forgotten, the cardholder still needs to contact the handling bank for verification. If you log in to the advanced version of corporate online banking for the first time, please use the supervisor's online banking shield with the smallest online banking shield number to log in. When logging in using the supervisor's online banking shield, the system will automatically return the customer identification number.

Bank customer identification numbers are divided into personal and corporate. In theory, a subject has only one customer identification number in China Construction Bank, which is unique.

Personal: Usually ID number, military officer ID, soldier ID, passport number. For the public: usually a business license, followed by an organization code certificate. If it is online banking, the individual is the ID number, and the enterprise is the organization code. If you have any questions, you can call the bank customer service at any time.

The types of online banking services are:

The first type is information services.

Mainly promotes the products and services that banks can provide to customers, including deposit and loan interest rates, foreign exchange price inquiries, investment and financial management consulting, etc. This is the most basic service provided by banks through the Internet;

is generally provided by an independent server of the bank. There is no link path between the server of this type of business and the bank's internal network, so the risk is low.

The second category is customer communication services.

Including regular updates of emails, account inquiries, loan applications, file information (such as address, name, etc.). This type of service maintains a certain link between the bank's internal network system and its customers;

Banks must adopt appropriate control measures to monitor and prevent hackers from intruding into the bank's internal network system.

The third category is transaction services.

Includes two categories: personal business and corporate business. This is the main body of online banking. Personal business includes transfers, remittances, payment of fees, mortgage loans, securities trading and foreign exchange trading, etc.

The company's business includes settlement business, credit business, international business and investment banking business. The bank transaction service system server is directly connected to the bank's internal network, which poses greater risks both from the perspective of the business itself and the security of the network system.

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