In which year did scan-code payment become popular?

Scan code payment was popularized in 2010; at the end of 2010, QR codes and related technologies were widely circulated on the Internet, marking the beginning of widespread popularization of domestic QR codes; QR code payment is a method based on A new generation wireless payment solution based on an account system; under this payment solution, merchants can compile transaction information such as account numbers and commodity prices into a QR code, and print it on various newspapers, magazines, advertisements, books and other carriers. .

#The operating environment of this tutorial: Windows 7 system, Dell G3 computer.

In which year did scan-code payment become popular?

At the end of 2010, QR codes and related technologies were widely circulated on the Internet, marking the beginning of widespread popularity of domestic QR codes. There must be a reason for the popularity of any thing, and the same is true for QR code payment. QR code payment mainly has the following characteristics:

1. Mature technology

QR code payment already has mature technical means in developed foreign areas, which lays the foundation for the development of domestic QR code technology. Basics, I believe it will become popular quickly.

2. Easy to use

After users install the QR code recognition software, they can simply swipe the QR code where it is posted to complete the transaction.

3. Convenient payment

With the QR code payment method, merchants do not have to bear high-cost payments such as cash on delivery, and consumers can also make real-time payments anytime and anywhere.

4. Lower cost

Due to the maturity of technology and the popularity of mobile devices, the cost of QR code payment has become very low.

QR code payment is a new generation wireless payment solution based on an account system. Under this payment plan, merchants can compile transaction information such as account numbers and product prices into a QR code, and print it on various newspapers, magazines, advertisements, books and other carriers.

Users can use the mobile client to scan the QR code or merchants use electronic payment tools to scan the user's payment code to achieve payment settlement with the merchant's account. Finally, the merchant can deliver the goods and complete the transaction based on the user's delivery and contact information in the payment transaction information. At the same time, because many QR code scanning tools do not have the ability to identify and intercept malicious URLs, data from Tencent Mobile Manager shows that this gives mobile viruses a huge space to spread, and scans and detects online malicious URLs and payment environments. To prevent the QR code scanning channel from being infected with viruses.

On August 3, 2016, the Payment and Clearing Association issued the "Barcode Payment Business Specifications" (Draft for Comment) to payment institutions. The draft clearly pointed out the security standards that payment institutions need to follow when conducting barcode business. This is the first time the central bank has officially recognized the status of QR code payment since it stopped QR code payment in 2014.

Starting from April 1, 2018, the single-day limit for all static QR code payment will be set to 500 yuan.

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