Can WeChat receive transfers without binding a bank card?

WeChat can accept transfers without binding a bank card; the transfers received will be automatically deposited into WeChat change. The daily limit for collection is 3,000 yuan; however, the transfer amount will be limited. It is 200 yuan per day; if you want to continue using it after exceeding the limit, you need to add a bank card and verify your identity information.

The operating environment of this tutorial: MIUI12.5 system, WeChat 8.0.1, Xiaomi 11 mobile phone.

Can WeChat receive transfers without binding a bank card?

WeChat can accept transfers without binding a bank card, and the transfers received will be automatically deposited into your WeChat change. The single-day limit for collection is 3,000 yuan, but the transfer limit There will be a limit, it can only be 200 yuan per day. If you want to continue using it after exceeding the limit, you need to add a bank card and verify your identity information.

For WeChat users who have bound bank cards, there is no limit on payment collection, while the daily single limit for transfer payment is 200 yuan.

Therefore, whether you are transferring or receiving transfers, it is best to bind a bank card. On the one hand, it is convenient to use, and on the other hand, it also enhances your own security.

WeChat can also accept transfers without binding a bank card. As long as it is a partner who has undergone real-name authentication, the change will be directly deposited into the change after successful collection.

WeChat can accept transfers without a bank card bound to it. The transfers received will also be automatically deposited into your WeChat change, and the money will be directly deducted from the change account during daily use.

However, the transfer and collection limits for unbound bank cards will be limited. The daily limit for transfers is 200 yuan, and the daily limit for collections is 3,000 yuan. After binding a bank card, the transfer limit will be greatly increased, and the convenience and security of use will also be improved.

WeChat user bank card binding operation process

1. Open WeChat, enter the "Me" option, and click "Pay"

2. After entering the "Payment" option, click "Wallet" in the upper right corner, enter the "Bank Card" option, click "Add Bank Card" to set a password;

3. Enter the cardholder of the bank card according to the prompts Name and card number;

4. Fill in the card type and mobile phone number to bind;

5. Your phone will receive a text message with a verification code, fill it in and confirm;

6. Enter twice to complete setting the payment password and the bank card is successfully bound.

WeChat user bank card unbinding operation process
1. Log in to WeChat. Then, click "Me" in the lower right corner of the WeChat main interface;

2. Click "Wallet" on the personal homepage;

3. Click "Bank Card" in my wallet;

4. In the bank card list, click to enter the bank card you want to unbind;

5. After entering, click on the row of vertical dots in the upper right corner and click "Unbind";

6. Verify the WeChat payment password to unbind the bank card.

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