Research and sharing on WeChat payment interface

1. Product type

WeChat payment can provide: official account payment, WAP payment, scan code payment, card payment and APP payment services.

Ma Qiang reported that you need to use official account payment and APP payment services to be worry-free at home.

It is understood that after the WeChat public platform payment application is approved, four interfaces can be called: official account payment, WAP payment, scan code payment, and card payment. APP payment service needs to be applied separately according to the APP payment service merchant application process.

2. Prerequisites

Applying to become a public account payment merchant must meet the following requirements:

The WeChat public account has passed WeChat certification.

To apply to become an APP payment merchant, you must meet the following requirements:

1. You must have the APPID of the WeChat open platform (http://open.weixin.qq.com);

2 , APP applications must pass developer certification. (Note: The APP should have been launched on the application market before application. We are confirming this with the developer platform and waiting for feedback)

3. Application period

The entire application period shall not exceed 14 working days, as follows:

Public account payment application:

Ø After the public account certification is completed, you can apply for the payment function and submit information to apply for WeChat payment, such as company business license, etc. (review The time is 3~7 working days) -->

Ø Successfully opened the account, signed the agreement online, and successfully accessed the

APP payment merchant application:

Ø Registered as WeChat open platform developers, pass developer qualification certification, submit APP online and pass review (the review takes about 7 working days) -->

Ø Submit information to apply for WeChat payment and start payment interface development and testing --> (It takes 3 to 7 working days for review)

Ø Successfully open an account, sign an agreement online, and successfully access the

APP payment merchant application process. The APP must meet the following conditions:

1. Have a home page.

2. The company marked on the last page ("About Us" page) must be consistent with the company currently applying.

3. The categories of business products need to be displayed in the APP application, and it can be judged whether the services provided by the APP meet the requirements.

4. The payment channel page where WeChat payment is to be placed in the APP must be displayed. 4. Fees , and will be deducted immediately according to the handling rate when subsequent transactions occur. If our business scope includes water, electricity and coal payments, we can charge a handling fee of 0.10%.

Life paymentParking paymentProperty Management FeeUrban transportation/high-speed tollOther living paymentUtility payment/traffic fines and other living expenses0.60%

Cable TV payment	Charge authorization certificate Documents (such as authorization certificate or contract)	0.60%	T+1
	Charge authorization document (such as authorization certificate or contract)	0.60%	T+1
	Qualification Rating of Property Management Enterprises Certificate (apply to the Ministry of Construction)	0.60%	T+1
	Charge authorization document (such as authorization certificate or contract)	0.60%	T+1
	Charge authorization document ( Such as authorization certificate or contract)	0.60%	T+1
	Charge authorization documents (such as authorization certificate or contract)	##0.10 %	T+1	Public Institution
			T+1	5. Reference materials Scenarios and functions of payment services: Tenpay provides you with currency fund transfer services. When users purchase your goods or When using the Service, transactions can be completed through the Service. The specific application of this service includes but is not limited to the following five scenarios: 1) Public account payment: means that you display products and information on the public account page, and the user initiates this service on your public account; 2) APP payment: refers to you displaying products and information on your APP (Application) client, and the user initiates this service on your APP client; 3) Web scan code payment: refers to you Display the products and corresponding QR code information on your website page, and the user uses the client to scan the QR code to initiate this service; 4) Scanned payment: refers to the user showing the QR code in the client ( barcode), you use a specific device to scan the QR code (barcode) to initiate this service. 5) WAP payment: means that you display goods and services on a WAP webpage or HTML5 webpage outside the client, and the user initiates this service on the aforementioned page. You can apply to activate one or more of the above payment scenarios, and Tenpay will review and determine the type of payment scenario. WeChat payment service agreement: https://pay.weixin.qq.com/index.php/apply_sign/protocol Corresponding qualifications and rates for merchant categories , Settlement cycle: http://kf.qq.com/faq/140225MveaUz1501077rEfqI.html APP WeChat merchant application steps: http://kf.qq .com/faq/120911VrYVrA150906F3qqY3.html APP merchant access (WeChat payment) function application tutorial: http://kf.qq.com/faq/120911VrYVrA140807zmAZvu.html Related recommendations: Summary of WeChat payment interface development examples Tp framework implements WeChat payment interface Official WeChat interface (full interface)/WeChat shake interface/WeChat payment interface

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